Most PERSONAL AUTO
policies provide the following basic coverages:
Injury Liability - Covers accidental injury or
death of another person if caused by you in an automobile-related
Damage Liability - Covers accidental damage to other
people's property if caused by you or your auto in an auto accident.
Costs - Covers court costs, legal expenses and attorney's
fees, for example.
- Covers damage to your car from collision with another
vehicle or object, regardless of who was at fault.
Than Collision - Covers specific damage to your car
that is not collision, such as fire, flood, theft, vandalism,
glass breakage, falling objects, or hitting an animal.
Injury Protection (NY) - Covers Medical Expenses
and Loss of Earnings for those in your car in an accident,
regardless of who was at fault.
Uninsured / Underinsured Motorist
- Covers injury suffered by you, your family or anyone riding
in your car against the uninsured / underinsured or hit-and-run
driver. (In NY, called Uninsured Motorist / Supplemental
Uninsured / Underinsured Motorist)
the actual policy pages for what is covered by your policy.
Some exceptions may apply.
or broader coverages are available.
CALL or EMAIL
us to find out the options that best meet your needs.