The Hack Agency, Inc.

Personal Auto Policies

Most PERSONAL AUTO policies provide the following basic coverages:

  • Bodily Injury Liability - Covers accidental injury or death of another person if caused by you in an automobile-related accident.
  • Property Damage Liability - Covers accidental damage to other people's property if caused by you or your auto in an auto accident.
  • Defense Costs - Covers court costs, legal expenses and attorney's fees, for example.
  • Collision - Covers damage to your car from collision with another vehicle or object, regardless of who was at fault.
  • Other Than Collision - Covers specific damage to your car that is not collision, such as fire, flood, theft, vandalism, glass breakage, falling objects, or hitting an animal.
  • Personal Injury Protection (NY) - Covers Medical Expenses and Loss of Earnings for those in your car in an accident, regardless of who was at fault.
  • Uninsured / Underinsured Motorist - Covers injury suffered by you, your family or anyone riding in your car against the uninsured / underinsured or hit-and-run driver. (In NY, called Uninsured Motorist / Supplemental Uninsured / Underinsured Motorist)

See the actual policy pages for what is covered by your policy. Some exceptions may apply.

Additional or broader coverages are available. CALL or EMAIL us to find out the options that best meet your needs.

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